My child, a Fidgety Philipp, a wrongdoer?

Junior, where are you, what are you doing?

However, the supervision of parents hurt provable, they are liable and regulates the private insurance. The legislature has not regulated, from what age children home alone, may be playing in the garden or on the road. These freedoms must make the parents by the age and mental and spiritual development of the child. For a healthy socialization and have children to play. This is true even if traded impulsive and rash, when running after a ball that rolls into the street and have the parents do not therefore necessarily violated its duty of supervision. Injured but can also mean that you your loss is not replaced.

This is disturbing in the long term, if there are neighbors or friends who have been harmed. Since then a good relationship so far is at stake. Wrong so the parents attitude that the insurance does not pay if you have not taken care properly for his child. Wrong! Only those who have breached its duty of supervision, responsible parents and to take out insurance. Who has not subsequently determined paying attention, should indicate this to the insurer and not just assert the claim, that he / she had seen all the time and the injury happened, when there was not looking for a minute.

Police drill for oil on the open sea

The sinking of the rig Deepwater Horizon "in the Gulf of Mexico and the resulting environmental disaster involved the insurance industry. Holes are at sea so far covered more than the normal insurance companies, the damage covers up to about 1.5 billion U.S. dollars, will in future policies specifically for such projects to be completed or must. That it is not done with a single-digit billions, if that is the real thing, has now been sadly. BP must be solely responsible for the compensation funds 20 billion U.S. dollars to raise, in addition to about eight billion U.S. dollars were already invested in dealing with the oil-Pest.

The world's largest reinsurer, Munich Re is therefore planning to insurance solutions that move in a frame 10:00 to 8:00 p.m. billion U.S. dollars and are met by several insurers. Presented the idea in the industry meeting in Monte Carlo. The oil companies and drilling companies could protect themselves with such a policy for each hole. It hopes the insurance industry on a little pressure from government side, particularly the United States. Munich-Re board member Thorsten Jeworrek said: "We expect the oil companies to commit themselves either to the conclusion of such insurance or even better that the state requires it." Safe and conversation were the new liability rules already.

To potential it would be no lack of insurance for the damage caused by oil drilling leading to insurance claims from the companies. The need for the "black gold" is great. This leads alone in the Gulf of Mexico each year

Auto insurance: Expected Increase in Sales for 2011

The past years have been particularly marked in the field of car insurance of a real price war in the battle for customers. Insurance industry made losses in particular. That should change in 2011, however.

The expected GDV for the year 2011, a rise in sales at the car insurance.
The General Association of German Insurers (GDV) is optimistic about the coming year. After losing the previous fiscal years that tried to undercut the insurance industry, especially in the automotive sector with low rates will continue to get each other to the premium - and thus the revenues - the insurers get back in perspective. This is true across industries, but especially for car insurance.